Ryan Cook's Blog Posts

Ryan Cook's Blog Posts

Can I Buy A Home If The Septic Perc Failed
Can I Buy A Home If The Septic Perc Failed?You think you’ve identified your dream home and find out the home’s septic system has failed. If you’re buying a bank-owned home, t...

How To Check If A Home Is In A Flood Zone
How To Check If A Home Is In A Flood ZoneWhen looking for a home, you need to fully understand all costs involved. You could have your heart set on a specific home, pay for a home ...

Condo Associations HOAs And Disclosure
Condo Associations, HOAs And DisclosureA buyer recently closed on a condo.  It was disclosed that there is a monthly condo fee that would cover numerous things. Prior to closi...

What Happens If You Buy Directly From A Seller Vs Working With A Real Estate Agent
WHAT HAPPENS IF YOU BUY DIRECTLY FROM A SELLER vs WORKING WITH A REAL ESTATE AGENTListen HereI was reading a message board recently where a buyer asked what happens if you buy dire...

Buyer Options For Handling An Unexpected Major Repair Post Closing
https://youtu.be/HkUWRm5ADrIQ: My husband and I just closed on our first home and three weeks after closing, we have already had five leaks. Our plumber told us we were in dir...

Title Issue Discovered Can You Exit The Transaction
Q: Our Closing was pushed back 17 days due to the Sellers not being able to obtain a clear title. The consensus between our Attorney and the Sellers is it could take anywhere ...

Can Seller Renegotiate Original Offer After Failed Septic Discovered
Q: House needs a new septic & sellers agreed to pay. Can seller try and renegotiate original offer?A: This is always a tough one because septic systems can be pretty cost...

Am I Crazy To Ask For Repairs Or A Lower Cost After Home Inspection Results
Q: I am a first time home buyer and I just got my home inspection results on a house I want to purchase. For the last week we have had a constant rain so the issues noted...

Seller Cancels Contract 7 Days Before The Closing Due To Late Escrow
Q: Hello, we have a contract which is due for closing in 7 days. Seller was trying to find a way out of this contract for the past few days. They requested the escrow letter o...

Accepted Offer Can We Still Get A Buyers Agent Or Is It Too Late To Get Representation
Q: We are in the early stages of the home buyer process. The seller has just accepted our offered on the co-op. We realize we should have listed the help of an agent as there ...

Should Buyers Hire Their Own Inspectors
TOPIC: In Wisconsin, buyers typically hire their own home inspectors. When their home inspector recommends a special inspection of the roof or foundation, buyers typically hir...

I Need A Realtor With An Inspectors Eye
Q: My husband and I have been house hunting in Hunterdon County, NJ for almost two years now. We have made several offers, had three accepted and have moved forward with inspe...

Better Ask For Full Concessions Or Offer A Much Lower Price
Q: Interested in buying a home but it's easily $10,000 over priced. (And furnace is dated) We would need help covering closing costs if our offer was taken, but would it be be...

Husband And I Cant Agree On Our Budget
Husband and I can't agree on our budgetQ: My husband and I have been in the market off and on for two years due to his job in the military being unpredictable. Now we have a b...

How Can I Get Out Of An Agreement Of Sale After I Signed It And Have Not Made Any Deposit
Q: How can I get out of an agreement of sale after I signed it and have not made any deposit?A: Tommy BoyKeckner - for a contract to be binding you need 2 things to happe...

Buyer Starting Work On House Before Closing
Q: My mother recently entered into contract to sell her house in Minnesota. She currently lives out of state. The buyer wants to renovate and requested to start work BEFORE cl...

The Seller Took The Washer And Dryer And I Thought They Were Part Of The Purchase
Q: I know it sounds trivial, but just closed on a house, the seller wanted 45 day close instead of 30, wanted her mothers old chandelier all fine, we signed an addendum statin...

Can Sellers Agent Present Offers After An Offer Is Signed
Q: Can seller's agent present/seller accept a higher offer after both parties sign the binder?A: stamford26,Great question... and @wetdawgs provided a good answer... with...

Buying Or Selling Without An Agent
Q: My fiancee and I are looking for what we wish to be our first home. As first time buyers, we have a lot of questions and concerns.  We have been introduced to a coup...

Buying A Home After Going Through Foreclosure
Q: We had bankruptcy in 2010 which included our house that was upside-down 300% in value, which resulted in the foreclosure. House was sold on the auction and title was transf...

When To Fire A Buyers Agent
When To Fire a Buyer's Agent? Question We have been working with a buyer's agent for 6 months, and we actually found our dream property ourselves as it's outside of her n...

How Possible Is It For A Buyer Of A REO Or Short Sale Home To Get A Seller Concession
How possible is it for a buyer of a REO or short sale home to get a seller concession?Answersegunlulu4 - Great question... and I'm dealing with a buyer client who's had the same qu...

7 Day Plan Get A Spotless Beautifully Organized Home Office
7 Day Plan - Get a Spotless, Beautifully Organized Home OfficeFor those that work from home or those that have a home office, maybe you're like me - you love having the space and y...


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